Home Buyers 101
Get Pre-Approved: Make an appointment with an experienced loan officer to get qualified and see how much you can afford! Search for your Home: Received information from Scruggs Realty on available properties that meet your needs in searching for your perfect home! Submit an offer: Submit an offer and relax while I present your offer […]
Tips to Secure a Home
Home buying can be tricky as you need to save money, pre-qualify for a mortgage, establish and manage a budget, and find the house that meets your criteria. But while all this is happening, there are some actions that you may not want to take like applying for a credit card. Nor do you want […]
Tips for budgeting
Save $1000 Pay off all consumer debt Save 3-6 months of expenses Invest 15% in retirement Save for kids college Pay off mortgage early Give generously These baby steps are what his tips and plan are based around. The baby steps 1-3 are done one at a time and steps 4-6 are done together if […]
Tips on Covid
Scruggs Realty has established this COVID-19 Prevention Plan based upon the information contained in “COVID-19 Industry Guidance: Real Estate Transactions” released by the State of California. While this Plan addresses our company’s COVID-19 prevention processes, we understand there are additional requirements to be considered for persons who are more vulnerable to COVID-19 infection. For example, […]
Tips for small home repairs
1) Shut off the main water supply. The main water valve controls the water supply for your entire home. While it’s not necessary to adjust for an overflowing toilet (just turn the valve located directly behind it the toilet), it is necessary in emergencies. A burst pipe, leak, or plumbing repair might require you to […]
Simplifying Ownership: Mortgage & Utility Coordination for Bay Area Landlords
Owning a rental property comes with more than just rent collection — there’s also the mortgage, water bill, garbage service, sometimes even shared HOA utilities. For landlords who own multiple properties, or who simply want one less thing to track manually, professional mortgage and utility coordination can be a game changer. Why This Service Matters […]
Why Bay Area Landlords Are Outsourcing Rent Collection and Accounting
If you’ve ever spent an evening chasing down a late rent payment or reconciling maintenance receipts for tax season, you already know: managing the financial side of a rental property is more complicated than it looks. That’s why more Bay Area landlords are turning to professional rent collection and accounting services to protect their cash […]
The Ultimate Guide to Property Management in the Bay Area (2026)
Owning rental property in the Bay Area can be one of the most rewarding investments you’ll ever make — but it can also become a full-time job if you’re managing everything yourself. Between tenant screening, rent collection, maintenance calls, and California’s ever-changing landlord-tenant laws, self-managing a rental property in cities like San Francisco, Oakland, San […]